If you are overwhelmed by debt and need a fresh start, Chapter 7 bankruptcy can be a powerful tool. It often eliminates credit card debts and medical bills, and it defends against creditor harassment and home foreclosures.
At the Law Offices of Scott D. Arnopol in Landover, we have been helping people throughout Maryland, including Hyattsville and all Prince George's County, as well as Washington, D.C., obtain debt relief through Chapter 7 since 1989. Even if someone earns too much money to qualify for Chapter 7, we can usually help him or her file Chapter 13 bankruptcy instead.
Chapter 7 is also called "liquidation bankruptcy" because you may need to sell some of your property to help repay your debts. However, you can keep all property that is considered exempt, which may include furniture, clothing, household appliances, tools of your trade, a car and your house. Talk to a skilled lawyer to learn more about exemptions.
The First Steps For Filing Bankruptcy
When you make an appointment with our lawyer, he will listen to your concerns and answer your questions about bankruptcy. If you are eligible to file for Chapter 7, he will help you file a petition to eliminate all dischargeable debts. Once the petition is filed, your creditors will no longer be allowed to call you.
In order to file a Chapter 7 bankruptcy petition, Mr. Arnopol will ask you to provide:
- Names, addresses and court papers from creditors
- The amounts you owe and your account numbers
- Your last four pay stubs
- A short list of your current living expenses
- A copy of your last tax return
- A recent bank account statement
- Any payoff balances for your mortgage, car or student loans
- A copy of your credit report (receive a free copy at www.annualcreditreport.com)
Meet With A Skilled Attorney Today
To talk to an experienced Landover Chapter 7 bankruptcy attorney, fill out the online contact form or call the Law Offices of Scott D. Arnopol at 301-850-0065 or toll-free at 866-618-2301. We return calls within 24 hours. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.