Helping You Achieve Debt Relief Through Chapter 13 Bankruptcy
It is not difficult to end up in debt. Even the most responsible people sometimes end up feeling overwhelmed by what they owe to credit card companies, banks and other creditors — but there is hope.
Scott D. Arnopol is a Landover Chapter 13 bankruptcy attorney who has been helping people with debt repayment plans and other bankruptcy issues since 1989. His law firm serves people throughout Maryland, including Landover, Hyattsville and the rest of Prince George’s County, as well as Washington, D.C.
Because Chapter 13 involves a repayment plan, it can be very helpful for people who are behind on their car loans or home mortgages. It consolidates all your debts into one plan and allows you to repay creditors over a three- to five-year time period without harassment.
How To Begin The Process
During your first consultation, Mr. Arnopol will introduce you to his law firm and answer your questions about bankruptcy. In order to file a petition for Chapter 13, he will also ask you for:
- A brief list of your monthly living expenses
- Any court papers from your creditors
- Your creditors’ names and addresses
- A copy of your last four years of tax returns
- Your most recent bank account statement
- The current amount you owe
- Your account numbers
- Your most recent credit report (receive a free copy at www.annualcreditreport.com)
He will then review your situation and determine if you would benefit from filing Chapter 13 bankruptcy. If your income is low enough to allow you to pass the means test, he may advise that you file Chapter 7 bankruptcy instead, which allows people to eliminate most credit card debts and medical bills. In either case, he will work with you to create a strategy for getting out of debt.
Speak With An Experienced Bankruptcy Attorney
To learn how the Law Offices of Scott D. Arnopol can help, call our office at 301-850-0065 or toll free at 866-618-2301, or feel free to contact our lawyer online. We respond to all messages as quickly as possible. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.